Great West Casualty Insurance Guide

 

If you’re a truck driver, you need the industry’s best insurance by your side. Great West Casualty offers industry-leading coverage with a specialization in the trucking industry. The insurer has been in business for over 60 years, and the company continues to offer insurance options to meet the changing needs of truck drivers.

Great West Casualty Trucking Insurance Services

Great West Casualty Insurance

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Great West Casualty offers specialized products and services that are tailored to the trucking industry. Insurance options that are offered include:

  • Auto liability
  • General liability
  • Cargo
  • Owner-operators
  • Specialty coverages
  • Umbrella insurance
  • Physical damage
  • Safety services
  • Claims services
  • Workers’ compensation

When customers decide that they want to be part of the Great West Casualty family, they will undergo an underwriting process. You’ll discuss your needs with an insurance representative who aims to provide you with the best price for your policy.

And as a leader in the industry, Great West has been tailoring their client’s insurance policies for decades.

Flexible underwriting services are offered which allow for custom coverage for unique situations. Policyholders will be connected with an extensive network of agents that will work on a policy that offers the best coverage at the best price.

The underwriting process allows for every policy to be different.

There’s no one-size-fits-all approach taken with Great West. Pricing will be determined by a number of factors, including how many vehicles are in a fleet and driver records. The hauling of hazmat material will also play into the overall price.

The key insurance options include:

  • Auto liability. Your basic truck insurance, liability coverage that protects you in the event of an accident.
  • General liability. An option for trucking companies that can be combined with multiple insurance products. This protects the business from liability outside of auto-related incidents.
  • Cargo. Valuable cargo can be covered, allowing for owners of the cargo to be made whole again.
  • Umbrella. An insurance policy that will cover all other incidentals so that your trucking company never needs to worry about a lawsuit causing financial hardships.
  • Owner-operator. Owners of their own rig will be able to obtain owner-operator insurance that protects rig owners if an accident occurs.
  • Specialty. Coverage is offered for specialty loads or trucking needs.

You’ll also be able to seek workers’ compensation insurance. Required in most states, this insurance protects businesses from lawsuits if an employee is injured while on the job. Since truckers often go over state lines, Great West will provide a policy that includes injuries that occur out-of-state but still on-the-job.

It’s insurance that is specific to the trucking and cargo industry.

Policyholders gain access to an online portal that allows them to handle their claims process and other processes quickly.

Great West Casualty Claims Process

Claims are where Great West really shines. You don’t have to worry about a runaround or lengthy process that leaves your vehicle stranded. Great West knows that an hour missed by one of their policyholders is potential money lost.

Professionals working for Great West Casualty are on your side, offering a claims process that is:

  • Fast
  • Efficient

You can call the claims department day and night, 24 hours a day, every day of the year. Calls are made to an experienced agent that works to get your claim closed as quickly as possible. Accidents are treated with the utmost importance, and this means that you’ll be treated by a team that is:

  • Equipped with cargo specialists who handle claims rapidly
  • Equipped with physical damage specialists that rapidly assess the damage

Great West also has its own fleet of aircrafts that can be dispatched to hard-to-reach accident scenes. Aircraft will be used to launch an immediate investigation into your accident so that you can get back on the road as quickly as possible.

Liability adjusters will work on the claims process, ensuring that the settlement is sufficient to get your vehicle back on the road.

Legal teams are also available when claims are complex.

Great West has over 60 years of experience with the claims process and also offers subrogation. What this provides is the best claims service possible. Following a set of losses, the subrogation process will take place to ensure a successful claims resolution.

Subrogation allows for:

  • Prompt investigation
  • Evaluation of the accident
  • Ethical resolutions

When the other party is believed to be at fault, Great West will work on your behalf to recover the losses you suffered. The negligent party will have to go through negotiation with the subrogation team. If negotiations do not work out, litigation will proceed and allow you to be made whole again.

Great West Casualty is a great insurance company that works to satisfy your claims promptly while offering insurance tailored to your trucking needs. There’s never a one-size-fits-all approach taken, so trucking companies and owner-operators can trust that they’ll have a well-rounded insurance policy by their side if an accident occurs.