RTS Factoring Services

RTS Factoring Services

RTS factoring helps trucking companies secure lower factoring rates and enjoy greater fuel savings through their fuel card program. Truckers who want to get paid faster for their work can use RTS factoring services to get cash in hand as quickly as possible.

Who is RTS Financial?

RTS Financial has been in business since 1995. The company is part of the Shamrock Trading Corporation family. While they offer a variety of financial services, it’s their factoring services that are the most widely used.

Factoring helps truckers receive quicker payment for their services. They “sell” their invoices to the factoring company, which then takes on the burden of collecting and processing these invoice payments. In exchange, the trucker gives up a percentage of the invoice to the factoring company.

RTS offers attractive rates and a reliable service that truckers have been depending on for more than 25 years. Along with freight factoring services, RTS also offers a fuel program and bundled options to help truckers save even more and grow their operations.

RTS Factoring Trucking Services

RTS Financial offers freight factoring services designed to help keep truckers on the road and in business.

The company has developed a positive reputation in the industry because they offer:

  • First-rate customer service
  • Simple and transparent factoring rates without any surprise fees

Here’s what RTS Financial’s factoring services offer:

Freight Factoring

With the factoring services from RTS Financial, truckers enjoy:

  • Same-day funding, so payment is made within 24 hours.
  • Competitive rates and scalable funding options.
  • No invoice-uploading or ACH fees.
  • Invoice uploading directly through the mobile or web app.
  • Discounts for veterans.
  • A fuel card program that provides savings at more than 2,400 locations across the country and credit lines of up to $3,200 per truck each week.

The freight factoring services from RTS help truckers get paid faster while enjoying fuel discount perks and other advantages.

Trucking Factoring in Mexico

RTS also offers trucking factoring services in Mexico. The company can provide same-day funding in pesos to trucking companies operating out of the country.

Users enjoy the same benefits as other RTS customers, including:

  • 90% advance rate
  • Same-day funding without surprise fees
  • First-rate customer service
  • Online account access
  • Easy invoice uploading
  • Unlimited funding
  • Bilingual representatives
  • No lien filed during the application process

Through RTS International, trucking companies in Mexico can leverage the benefits of factoring to grow their operations by getting quicker access to the money they’re owed.

Fuel Card Program

RTS Financial has partnered with Pilot Flying J to also offer a fuel card program in addition to their factoring services.

Their fuel program helps trucking companies save thousands of dollars a year in fuel costs. Their discount network also includes discounts at hundreds of fuel stops, including Casey’s, Sapp Bros. and more.

The fuel discount program offers the following:

  • An average savings of 25 cents per gallon at more than 2,400 fuel stations
  • A line of credit of up to $3,200 per truck, per week
  • Use of the RTS Pro mobile app
  • No annual card fees
  • No fuel card contract


Along with its fuel program, RTS also offers a bundling option for its services.

Bundling factoring with fuel will allow you to get:

  • Same-day funding with a great factoring rate
  • Credit information on brokers and shippers
  • Access to a load management tool to track your fleet and fuel data
  • Access to an exclusive load board with thousands of loads and backhauls available
  • Bigger discounts on fuel
  • Dedicated customer service and back-office support

RTS’s bundled services help trucking companies and owner operators grow by giving them the financial tools they need to thrive.


RTS Pro is a mobile and web app solution for trucking companies that allows them to provide easy access to the services found in their bundled services, which includes:

  • Factoring services: With the tap of a button, users can create and submit invoices from the app to the factoring account.
  • Fuel discounts: Users can search for fuel centers by state, highway or their route. They can also access points and offers right from the app.
  • Trucking software: Get access to thousands of available loads, which you can sort by trailer type, location and date.
  • Broker credit ratings: See the latest payment and credit data on more than 85,000 brokers.
  • Truck care: Get tire and maintenance discounts at more than 200 service centers.
  • Trip management tools: Track your loads, assign trips and communicate with drivers and dispatchers.

With RTS Pro, users can manage their online factoring account from anywhere and at any time. Your account allows you to:

  • Access invoice details
  • Check reports
  • View your accounts receivable and cash reserves balances
  • Check recent invoices
  • See your top debtors
  • View your purchase status
  • See additional reporting features

Between the bundling options and the Pro app solution, RTS Financial is largely considered the best factoring company for trucking.

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